Commercial mortgage advice that gets deals done
Whether you're buying your business premises, growing a property portfolio or funding a development, we search the whole market — from high-street banks to specialist lenders — to find terms that work for you.
- Free, no-obligation quote within one working day
- Whole-of-market access, including lenders who don't deal direct
- One dedicated advisor from enquiry to completion
Get your free quote
Tell us about your deal — we'll come back to you within one working day.
Finance for every kind of commercial deal
From a first commercial unit to a multi-million-pound development, we structure the borrowing around your plans — not the other way round.
Commercial investment mortgages
Finance for offices, retail units, industrial and warehouse space let to tenants — purchases and portfolio growth.
Owner-occupier mortgages
Buy the premises your business trades from instead of paying rent, with terms structured around your accounts.
Semi-commercial & mixed use
Shops with flats above, guest houses, and other mixed-use property that high-street lenders often turn away.
Bridging finance
Short-term funding to move quickly on a purchase, auction deal or refurbishment before longer-term finance is in place.
Development finance
Funding for ground-up developments, conversions and heavy refurbishment projects, staged around your build.
Commercial remortgages
Refinance to a better rate, release equity from property you already own, or consolidate existing borrowing.
From enquiry to offer in three steps
Tell us about your deal
Two minutes on the form above, or a phone call if you prefer. No credit checks, no obligation — just the outline of what you're looking to do.
We search the market
We compare rates and terms across high-street banks, challenger banks and specialist lenders, and come back with a clear recommendation within one working day.
We manage it to completion
Once you're happy, we handle the application, chase the lender, valuer and solicitors, and keep you informed until the funds land.
A broker in your corner, not a call centre
Whole-of-market access
We're not tied to any lender's products, so the recommendation you get is the best deal we can find for you — including lenders that only work through brokers.
One advisor, start to finish
You deal with the same person throughout. No being passed around, no re-explaining your deal to someone new every phone call.
Deals others turn away
Complex income, newer businesses, unusual property — the cases high-street banks decline are often exactly the ones specialist lenders want.
Straight answers, fast
If a deal isn't going to fly, we'll tell you early — and tell you what would need to change to make it work. Your time matters as much as the rate.
Common questions
How much deposit do I need for a commercial mortgage?
Most commercial lenders look for a deposit of 25–40% of the property value, though this varies with the property type, the strength of the business and whether the property is owner-occupied or let to tenants. We can tell you quickly what is realistic for your situation.
How long does a commercial mortgage take to arrange?
A typical commercial mortgage completes in 6–12 weeks from application. Where speed matters — an auction purchase, for example — bridging finance can complete in a matter of days and be refinanced onto a mortgage later.
Can I get a commercial mortgage with a new business?
Often, yes. Some lenders will consider newer businesses with a solid business plan, projections and relevant experience, and there are options where personal or other security strengthens the application. This is exactly where a whole-of-market broker earns their keep.
What will it cost to use a broker?
All fees are set out clearly and agreed with you before any work starts — there are no surprises. In many cases the lender access and terms a broker can reach more than cover the cost of the advice.
Will you credit check me when I enquire?
No. Your initial enquiry and quote involve no credit checks. A credit search only happens later, with your consent, once you choose to proceed with a specific lender.
Ready to talk through your deal?
Get a free quote online, or call for a straight answer on whether your deal is fundable — usually in one conversation.